Buying A Home
The Critical Steps - Whether this is your 1st time or your 100th,
every real estate purchase is a big purchase that should never be taken
lightly. Below are some of the hurdles that together we
will jump.
Financing
Know and understand your buying ability and options before you spend a
lot of time shopping. Don't rely on the popular on-line affordability
calculators, they are only guides. Meet with a local banker and/or
broker, get your credit score and find out which mortgage programs work
best for your situation. I can help you find qualified and competent
loan officers so that you get started on the right foot.
Locating the right home for you
Property searches on-line are wonderful tools, they give you a good
idea of what is available in the market that you are interested in. What
you cannot see on-line is the quality of a home's craftsmanship or the
sales history of the neighborhood. Are there bicycle and walking trails
close-by? I can help with the details
that really matter.
Inspect your investment
Understanding the strengths and weaknesses of the property that you
want to purchase beforehand can save you thousands of dollars in repairs
and therapy. Carefully select your Inspectors, experience levels vary .
Don't forget to test for Radon and inspect for Termites. I only
recommend local Inspectors who are familiar with local building codes,
customs and trends.
Paperwork
The number of forms involved in purchasing real estate in Florida is
ever-growing. Agreements, Disclosures, Addendums, Purchase
Agreements, I am familiar with all of them. I can help you wade through
the piles of paperwork.
Insurance
Protect your investment with Hazard Insurance, Title Insurance, Flood
Insurance and Home Warranties. I can help you find the most affordable
insurance policies with the best coverage.
The Closing Attorney
Hiring a seasoned well-organized real estate law office is crucial to
a successful and surprise-free buying process. At the closing you will
review any loan documents, land surveys, insurance policies and closing
statements. Generally the new homeowner takes possession on the day of
closing! I recommend to my clients only local and experienced law firms.
Take The Next Step
Get in touch with me
now. Whether you're purchasing your next home or selling your house, the
next step is easy.